Posted September 15, 2016 by Eric Tiffany in Uncategorized
Summer is almost over, but not quite yet. There are still a few warm days left, which means there’s time to squeeze in some last minute family summer fun. Many of these activities are free or low-cost, and all of them are easy to do and fun for the entire… Learn More
Posted August 1, 2016 by Eric Tiffany in Uncategorized
Put down the device and become more mindful of the people and experiences around you. Here’s a one-week digital detox to help you dial back your phone attachment. Monday Delete any apps you haven’t used in the last month. Can’t decide whether you need that app? Ask yourself, would… Learn More
Posted September 2, 2015 by Eric Tiffany in Uncategorized
Often times, parents have a tendency to splurge on their children’s school supplies. With commercials advertising the greatest and latest products, it’s difficult not to. We always want what’s best for our children and it is important to make sure your child has everything that they need, but it is… Learn More
Posted August 6, 2015 by Eric Tiffany in Personal Lines
Whether it’s a clogged, overflowing toilet, a dysfunctional or burst pipe, rainwater or a washing machine failure, the damage that water can do to a home has the potential to reach tens of thousands of dollars. As a homeowner, you need to be attentive about a few important areas of your home.… Learn More
Posted July 9, 2015 by Eric Tiffany in Personal Lines
Thousands of people in Canada have fled their homes as hundreds of wildfires burn in Saskatchewan, Canada. Beginning June 28th, 2015, a fierce channel in the jet stream sent a river of smoke to Northern Minnesota and the smoke billowed as far south as the Twin Cities. Through the first week… Learn More
Posted May 12, 2015 by Eric Tiffany in Health Insurance
Per the Affordable Care Act, the last large portion of the act, won’t go into effect until 2018. This large portion of the act will issue a 40% excise tax on the health benefits small businesses provide their workers above a certain threshold. In 2018, the tax will impact insurance… Learn More
Posted April 6, 2015 by Eric Tiffany in Business
In most cases, nonprofits that qualify as 501 (c) (3) organizations must pay state unemployment taxes. State unemployment taxes are based on two factors: claims history and payroll. Nonprofits with many claims pay higher taxes than those who file fewer claims. At this point in time, most states are currently paying out far more in… Learn More
Posted April 1, 2015 by Eric Tiffany in Uncategorized
Keeping energy costs low is an often overlooked yet easy way for a business to save money. Cutting back on energy use will not only improve your bottom line but could also reduce a company’s carbon footprint. Here are a few methods that should help put a dent in your monthly… Learn More
Posted November 21, 2014 by Eric Tiffany in Health Insurance, Personal Lines
The Affordable Care Act, ObamaCare. Whatever you want to call it, it has brought our attention to a topic that most people, in year’s past, have been avoiding like the plague. One question that has come up through the Affordable Care Act’s most recent open enrollment period is, why is my health… Learn More
Posted November 6, 2014 by Eric Tiffany in Personal Lines
1.) When hiring a domestic worker. This can include, but is not limited to nannies, nurses and gardeners. Domestic workers paid more than $1,000 every 3 months are subject to the Workers’ Compensation laws of MN and coverage for domestic workers must be provided in accordance with Minnesota statute § 176.041.… Learn More